When getting married to the love of your life, the last thing you want to imagine is that one day, the two of you might not be together anymore. But the reality is, it’s wise to consider all of the possibilities for your future. Life is unpredictable, so many couples agree to sign prenups before tying the knot. It’s just a precaution, because if you’ll be together forever, it won’t matter anyway!
But one woman who’s been married for a couple of years has recently been having second thoughts about the agreement she signed before marriage. Below, you’ll find the full story that her husbandsharedon Reddit, as well as a conversation with JuliaRodgers, Esq., CEO ofHelloPrenup.
This man was only comfortable getting married if he had a prenup in place ahead of time
Image credits:Mikhail Nilov (not the actual photo)
But now his wife of two years is having second thoughts about the agreement that they signed
Image credits:Kristina Paukshtite (not the actual photo)
Image source:Own_Feature8030
Later, the OP clarified a few more details about his situation
“Over the years, the financial landscape of a couple can change dramatically”
Image credits:wirestock (not the actual photo)
To gain more insight on this situation, we reached out toJuliaRodgers, Esq., CEO ofHelloPrenup, who was kind enough to have a chat withBored Panda. Julia says it’s definitely not unheard of for couples to want to make adjustments to their prenup years after it was created.
“One common reason is the evolution of financial circumstances. Over the years, the financial landscape of a couple can change dramatically,” the expert explained. “This could be due to a surge in income, inheritance, the acquisition of substantial assets, having children, or even financial downturns. Such changes might prompt a reassessment of theprenupto ensure it remains fair and relevant to the current financial situation of both partners. A good prenup will have already addressed many of these scenarios.”
Julia says the most common factor is a change in family structure and dynamics, including the birth of children. “The original prenup might not have accounted for these changes, leading couples to seek adjustments to better reflect their current family structure and ensure adequate provisions for their children,” she noted. “Again, a well drafted prenup will likely have taken many of these possibilities into account.”
And while the expert says amending or changing a prenup after a couple is already married is possible, it may require specific considerations. “First and foremost, both parties must mutually agree to any amendments or changes. A prenup is a private contract, and like any contract, modifications must be agreed upon,” Julia explained. “The process typically starts with open communication between the spouses about their desires and concerns. They should discuss why they feel a change is necessary and what specific amendments they want to make.”
Most states do allow couples to modify their prenuptial agreement after marriage, but Julia says this process hinges on the mutual agreement of both parties involved and adherence to specific state requirements. “Typically, the same legal formalities and substantive criteria that applied to the original prenup must be met for any amendments,” she noted. “These include ensuring terms are not unconscionable and getting signatures notarized.”
“There are a few modifications that can be made to the prenup to help resolve this issue without revoking the prenup entirely”
Image credits:cottonbro studio (not the actual photo)
“It’s important to note that the amended prenup must still comply with state laws and cannot include any provisions that are illegal or against public policy,” Julia added. “For example, issues related to child support and custody of unborn children cannot be predetermined in a prenup, as these matters are subject to the court’s discretion based on the child’s best interests at the time of the divorce or separation.”
For this specific scenario, Julia says, “It is likely [the wife] has not been offered more creative solutions that could greatly benefit her and allow her to feel more secure financially. That is where a prenup modification comes in.”
In some states, amending a prenup may require revoking the original agreement and drafting a new document, often referred to as a “postnuptial agreement” or “postnup,” Julia told Bored Panda. “Postnups are increasingly popular among married couples who want to align on their assets and debt. A postnuptial agreement can supersede an existing prenuptial agreement. This is particularly useful if there have been significant changes in your and your spouse’s circumstances or wishes since the signing of the prenup,” the expert explained.
Julia also shared some advice for this particular couple. “It’s important to recognize that feelings of financial insecurity can be significant, especially when there is a disparity in wealth between you and your wife, and she is now no longer earning money,” she says. “Demonstrating empathy and understanding towards your wife’s perspective can play a crucial role in resolving the tensions and building a stronger foundation for your relationship. There are a few modifications that can be made to the prenup to help resolve this issue without revoking the prenup entirely.”
One possible solution that Julia recommends is a Lump Sum Payment or Equalization Clause. “Where there is a significant disparity in wealth and income between the spouses, an equalization clause (aka Lump Sum Payment Clause) in a prenuptial agreement can be particularly beneficial to balance the financial playing field,” she explained. “This clause can be added in a modification to the prenup or in the form of a postnup (depending on your state), and can require payments to be made from the monied spouse to the non-earning (or lesser-earning spouse) during intervals during the marriage, or in the event of divorce.”
Julia says this clause can offer several key advantages. “Firstly, it fosters a sense of wealth equalization. The less financially endowed spouse, who may have sacrificed their career, is entitled to a predetermined sum, helping to address any financial imbalance that arises from their career choice. This is crucial in ensuring that both partners feel financially secure and on equal footing,” she told Bored Panda.
Image credits:Annika Wischnewsky (not the actual photo)
Another potential option for this couple would be a Sunset Clause, which sets an expiration date for the prenup. “The concept of an expiration date can be particularly relevant for parents,” Julia says. “For example, consider a scenario where a couple has been married for fifteen years (the specific duration of marriage for a sunset clause is a mutual decision).”
Readers shared suggestions of how the couple might be able to resolve this issue, and many urged the man to be more compassionate towards his wife
Some readers even called the husband out for being more concerned about himself than his family
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