This is how life works, that a person, alas, is mortal and, what is the saddest of all, issuddenly mortal. And the passing of loved ones always becomes a severe blow for all relatives – both in moral and financial terms. After all, organizing a funeral is almost always a big expense.

The author of the story that we will tell you today, the useru/Icy-Sun6781, recently lost her husband, and in the process of arranging his funeral, she also managed to quarrel with her mother-in-law literally out of the blue, receiving a lot of really undeserved accusations from the MIL. However, let’s take everything just in order.

More info:Reddit

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The author of the post recently lost her husband to whom she had been married for six years

Funeral scene with a hand on a wooden casket and flowers, related to life insurance repayment discussion.

Image credits:Pavel Danilyuk / Pexels (not the actual photo)

It was a severe blow for the woman, and she was incredibly thankful to her MIL for volunteering to cover all the funeral expenses

Image credits:Icy-Sun6781

Woman at a table with bills and tissues, concerned about funeral costs and life insurance repayment.

Image credits:Kaboompics.com / Pexels (not the actual photo)

After the funeral, the widow found out that her husband had a small life insurance fund and took that money

Elderly woman in a black outfit with lace, reflecting on funeral costs and life insurance repayment.

Image credits:rottonara / Pixabay (not the actual photo)

However, the mother-in-law was livid about this decision and demanded the author pay her back

The author got some offensive accusations of being a gold digger and was in two minds about what to do

So, the Original Poster (OP) tells us that her husband, to whom she had beenmarriedfor six years, suddenly passed away several months ago. This was damn hard for our heroine – after all, her entire familiar world collapsed overnight. In addition, it was difficult from a financial point of view, but fortunately, her MIL offered to pay for thefuneral.

The author was very grateful to her mother-in-law – especially since it was also very difficult for the elderly lady. But a little time passed, and it turned out that her husband had a small life insurance policy through her job. So as a result, our heroine received this money, which, according to her own words, really helped her in arranging her life.

The OP claims that she completely forgot about the insurance compensation during thefuneral– but her mother-in-law, having learned about this, was absolutely outraged and demanded that she return the money she had spent on paying for the funeral. Moreover, the author was accused of allegedly “using” her husband to improve herfinancialsituation.

As a result, the original poster found herself in deep thought – on the one hand, she understands perfectly well that her mother-in-law is also having a hard time coping with the loss of her son. On the other hand, the woman believes that this money will really help her start her life anew, and doesn’t want to share it with her MIL. So the author decided to ask netizens for advice on how to act correctly in this situation.

Woman sitting on the floor wrapped in a red blanket, appearing distressed; linked to funeral cost repayment story.

Image credits:Andrea Piacquadio / Pexels (not the actual photo)

In fact, in this case, there is no direct established procedure for paying for funeral expenses, and each family decides on this issue on their own. Funeralocityclaimsthat no one is obligated to pay for a funeral, and this is rather the result of each person’s voluntary decision. Thus, the author’s mother-in-law’s decision is commendable, but not at all necessary.

“No one is legally obligated to pay for funeral expenses unless they sign an agreement. In most cases, the family will work together to create a financial plan for the funeral expenses,” this dedicated post on the Joseph A. Lucchese funeral homewebsitealso claims. However, if the author did receive this money after the funeral, it would probably be a good gesture to reimburse her MIL for at least part of her expenses.

Text conversation discussing funeral costs and life insurance repayment opinions.

Online discussion about funeral costs and repayment from life insurance.

Reddit comments discussing funeral costs and life insurance repayment after a loss.

Comment discussing life insurance policy and funeral costs responsibility.

Text comment discussing life insurance for funeral costs and family support.

Text excerpt about life insurance policy and benefit ownership after a husband’s passing.

Reddit comment discussing grief and unfair demands related to life insurance after a son’s funeral costs.

Reddit comment discussing funeral costs and life insurance repayment expectations.

Text discussing funeral costs and life insurance repayment expectations between in-laws.

Text discussing a mother covering funeral costs, addressing life insurance and family care.

Reddit comment discussing funeral costs and repayment related to life insurance.

Comment about funeral costs and life insurance repayment expectations discussed.

Reddit comment discussing funeral costs, life insurance, and family decisions.

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