Just likethis couple, who took in a brother-in-law for a few months so he could save up some money. But the months turned into a year and he did nothing to contribute to the household. The last straw was when he carelessly left the gate open and disaster struck, resulting in him getting kicked out.

Scroll down to find the full story and a conversation with financial counselorSara Griffinand financial therapistRahkim Sabree, who kindly agreed to tell us more about how to help family without negatively affecting oneself.

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Helping each other when times get tough is what family is all about

Man lying on couch surrounded by clutter, symbolizing mooching off family in a messy living room environment.

Image credits:freepik (not the actual image)

However, when this BIL took advantage of his family’s help, he was left without a place to stay

Text discussing brother-in-law mooching, never paying for bills or groceries, and overstaying intended short-term stay.

Text detailing brother-in-law’s lack of contribution, avoiding chores, playing games, and taking motorcycle rides.

Text about a family’s frustration with a brother-in-law mooching for a year, leading to their dog getting out.

A dog standing alone on a sidewalk, looking towards the street, in a calm neighborhood.

Image credits:EyeEm (not the actual image)

Text about searching everywhere and discovering a person hit by a car outside the subdivision.

Text discussing frustration with brother-in-law’s lack of contribution to bills after a year of living together.

Text of a person describing their decision to ask a mooching brother-in-law to leave after a year.

Person in jeans and sneakers standing next to a suitcase, symbolizing mooching scenario.

Text image discussing conflict about a disrespectful brother-in-law mooching, leading to a decision made in anger.

Image credits:DaoMingBaba

25% of people aged 18 to 24 face challenges in paying for usual expenses like food, housing, and medicine

According to Lending Tree’sHousehold Financial Insecurity Report, more than a third of Americans are having financial difficulties, while 25% of people aged 18 to 24 face challenges in paying for usual expenses like food, housing, and medicine.

During such hard times, it’s no surprise that people turn to their family for support. When faced with a request for help, it might be tempting to agree immediately to avoid awkwardness or hurting any feelings. While it’s important to try to help, it’s also essential to consider your own financial stability and mental well-being before making the decision.

“If a family member is asking you for help, you have to make sure that you are capable of providing that financial help without it creating a financial hardship for your cash flow,” said financial counselorSara Griffin.

Before agreeing to anything, it might be a good idea to find out more about theirfinancialstatus. “Why is this family member asking for help? Is this a normal issue? Did an emergency happen that depleted their liquid financial resources? Will this one’s request for help become a pattern of asking for more assistance in the future?” Griffin asks.

After it’s clear where they stand financially, then it’s time to decide on some boundaries. “If you choose to help, you want to provide clear expectations to this family member who is asking for financial help. Are you only capable of assisting this one time? Is this assistance being given as a gift with no expectation of repayment or is it being considered a loan with an expectation of being repaid? If you are expecting repayment, you need to be clear with this family about what the deadline is to repay the financial assistance,” Griffin advised.

“The best way any person can ensure that the financial help you are providing to family members doesn’t impact you negatively is to make sure you understand your own financial position first. If this person, who is considering providing financial assistance, already runs a tight financial budget, where they might be using credit cards to pay for basic needs, or are paying bills late, they should not consider assisting financially, as this is going to cause more difficulty to themselves,” she added.

Freeloader BIL Shrugs Off Tragedy That Happened Because Of Him, Gets Kicked Out

Image credits:benzoix (not the actual image)

“Individuals should be clear with themselves where to draw the line”

If the family member starts to take advantage of the person who extended a helping hand, they should reconsider their gesture of good will, says financial therapistRahkim Sabree. “Individuals should be clear with themselves around how and in what ways they want to provide support to family members and where to draw the line. If they feel their financial support is being taken advantage of, then they could reconsider providing that support and seek to provide nonmonetary support, such as pointing the family member to resources where they can learn to help themselves.”

However, not everyone is in a financial position to help their family members. In this case, there are various ways they can provide support in other ways. “Teaching them bettermoneymanagement practices or pointing them in the direction of a qualified financial educator, providing moral or emotional support, connecting them with people in their network who may be able to help them advance in a certain area of their lives, providing temporary shelter or transportation if needed are among some of the ways to support family members in need. It’s important to build and maintain community as a nonmonetary resource for family and friends,” Sabree explained.

Some readers thought the person was right to kick out the brother-in-law

Text conversation discussing a brother-in-law mooching and not contributing to the household.

Reddit post discussing a brother-in-law mooching situation and eviction justification.

A text comment expressing anger and support in response to a brother-in-law mooching story.

Text conversation discussing brother-in-law’s behavior and issues with mooching.

Text comment criticizing wife for prioritizing brother-in-law over husband in their home.

Comment discussing handling a mooching brother-in-law, suggesting therapy or divorce as options.

Reddit comment discussing conflict over freeloading and eviction.

Text comment about a brother-in-law mooching, suggesting he should be kicked out.

Text response to a post discussing a brother-in-law mooching and a related incident.

Text comment reading “Nta. You have a wife problem too” related to brother-in-law mooching situation.

Reddit comment about a brother-in-law overstaying his welcome and causing household issues after a year.

Comment discussing brother-in-law mooching for a year and suggesting changing locks.

Comment agreeing that telling brother-in-law to leave after mooching was necessary.

Comment discussing brother-in-law mooching situation and suggesting taking precautions to prevent future issues.

Online comment criticizes a wife, sympathizes about a dog, and supports a decision regarding a brother-in-law mooching.

Comment on an online forum discussing a mooching brother-in-law causing issues within the family.

Reddit comment justifying telling brother-in-law to stop mooching; suggests ending support sooner was justified.

Online comment discussing brother-in-law mooching situation and necessary actions taken.

Reddit comment criticizing a mooching brother-in-law for staying a year and causing problems.

While others gave the author some tough love

Online forum comment discussing a brother-in-law mooching situation for over a year.

Text exchange about telling a partner before decisions, mentioning brother-in-law and opinions on actions taken.

Reddit comment discussing a brother-in-law mooching and family dynamics.

Comment criticizing someone for not making brother-in-law leave sooner.

Comment suggesting eviction, related to someone mooching off family for a year.

Reddit user comments on brother-in-law mooching, assessing blame in family conflict scenario.

Reddit comment addressing mooching brother-in-law situation involving a dog incident and cultural expectations.

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