We have laws for a reason. They’re there to deter people from stealing, committing fraud, and other crimes. But eventhe legal systemcan’t always be perfect. People find ways to trick the system and benefit in some way, whether it’s through insurance, unlimited discounts, or just free pizzas for a year.One netizen was curious to know whether people had stories about similar things. Sothey asked: “What’s the greatest legal loophole you’ve found in life?” People flocked to share their experiences of findingreal-life cheat codes. Some of them were just small everyday wins, while others had pretty significant changes in their lives. Check them all out below, and don’t forget to upvote your favorites!This post may includeaffiliate links.
We have laws for a reason. They’re there to deter people from stealing, committing fraud, and other crimes. But eventhe legal systemcan’t always be perfect. People find ways to trick the system and benefit in some way, whether it’s through insurance, unlimited discounts, or just free pizzas for a year.
One netizen was curious to know whether people had stories about similar things. Sothey asked: “What’s the greatest legal loophole you’ve found in life?” People flocked to share their experiences of findingreal-life cheat codes. Some of them were just small everyday wins, while others had pretty significant changes in their lives. Check them all out below, and don’t forget to upvote your favorites!
This post may includeaffiliate links.
My little brother got a job at Harvard. He didn’t have a college degree. He was allowed to take one class a semester (or something like that). It took him ten years, but he got a degree from Harvard in archeology.
They say most people eat 8 spiders in their lifetime, but really you can eat as many as you want. Treat yourself!
It may seem that the law is the law, and that’s that. There’s no going around it, right? Well, according to legal professionals, sometimes, things can slip through the cracks. Laws may not be well thought-out, or they might be phrased ambiguously. Thenloopholesare bound to appear.There are some loopholes in U.S. laws that might seem untrue but are definitely legit. For example, inWisconsin, underage (under 21) people can drink alcoholic beverages. The condition is that they have to be with their parents, legal guardians, or spouses who are of legal age. Some establishments might prohibit this, as the law states that this applies only “at the discretion of the licensee.”
It may seem that the law is the law, and that’s that. There’s no going around it, right? Well, according to legal professionals, sometimes, things can slip through the cracks. Laws may not be well thought-out, or they might be phrased ambiguously. Thenloopholesare bound to appear.
There are some loopholes in U.S. laws that might seem untrue but are definitely legit. For example, inWisconsin, underage (under 21) people can drink alcoholic beverages. The condition is that they have to be with their parents, legal guardians, or spouses who are of legal age. Some establishments might prohibit this, as the law states that this applies only “at the discretion of the licensee.”
While in college, I won a “free pizza for a year” contest from Papa John’s on a radio station. It was really one pizza per month for 12 total. I called in and told the guy I had the little card they gave me and he said no problem and sent the delivery guy over who confirmed I had the card and gave me my pizza. Next month I did the same. Then it dawned on me… they’re not taking my card or marking it in any way so I called a different Papa John’s and told them my story and sure enough it worked and they didn’t do anything with my card either. I started working 4 different PJ’s near me to get one pizza per week every month without arousing suspicion. With leftovers, I could stretch it to two or three days easily. I did this for almost two years before I was sick of PJ’s pizza and gave my card to my roommate as I finished college and moved out. For a broke a*s college kid, this saved me. But to this day, I can’t eat PJ’s.
I missed out, but I loved the gold dollar fiasco. In 2008 the US mint produced more than a billion new gold dollar coins. Nobody wanted them. So they figured maybe if they offered free shipping then people would order some online. Some clever folks ordered bookooos of them using credit cards that gave rewards, frequent flyer miles, etc. When the coins were delivered they just deposited them into their bank accounts, paid off the credit card bill, and went to Hawaii with their free frequent flyer miles.
A co-worker had a car where it would come with a 30 day free trial of Sirius XM. He never signed up, but after getting a new battery installed he found that the trial renewed itself. Eventually he figured out that all he needed to do for free Sirius XM was to disconnect the battery every 30 days and the trial would automatically reset.
There is a loophole to avoid repossession if you miss a few car loan payments. The Repo Man can only take your car if you parked it at your address. If you park the car, say, in the neighbor’s driveway, they might not be able torepossess it. However, there is a small hiccup with this loophole. License plate numbers might betray which car is yours, so the Repo Man can still repossess it based on them.You like getting naked and think walking around in yourbirthday suitin public places is your God-given right? If you live in North Carolina or Kansas, you might be able to do just that.While public nudity is illegal in North Carolina, people can be nude on their own property. So, standing in your doorway withno clothes onis technically legal. In Kansas, however, you can walk around naked as long as there are no obvious signs of arousal or sexual behavior. So, you can strut your stuff down the street with no problem!
There is a loophole to avoid repossession if you miss a few car loan payments. The Repo Man can only take your car if you parked it at your address. If you park the car, say, in the neighbor’s driveway, they might not be able torepossess it. However, there is a small hiccup with this loophole. License plate numbers might betray which car is yours, so the Repo Man can still repossess it based on them.
You like getting naked and think walking around in yourbirthday suitin public places is your God-given right? If you live in North Carolina or Kansas, you might be able to do just that.
While public nudity is illegal in North Carolina, people can be nude on their own property. So, standing in your doorway withno clothes onis technically legal. In Kansas, however, you can walk around naked as long as there are no obvious signs of arousal or sexual behavior. So, you can strut your stuff down the street with no problem!
You know, you can just order a happy meal for yourself as an adult. No one actually checks.
At first glance, the law allows Hoosiers to exercise theirreligious freedom. But upon closer inspection, it also might allow businesses and individualsto discriminateagainst homosexual individuals based on their religious opposition to homosexuality.
My dad got a parking ticket, on the ticket it said the car was black. My dad’s car was dark green. He contested and won. This was before they took photos and I guess they just didn’t press it, but still, no charge!
I once got a speeding ticket for driving 52 in a 35 (mph / USA). I was driving on a stretch of road that was only about a mile long (intersections at both ends) and there were no speed limit signs on the road. All adjacent roads had a posted speed limit of 35, so one would assume that the speed limit on the road I was stopped on should be 35. BUT state law dictates that the default speed limit on county roads when not otherwise posted is 50 mph. I took pictures of the road at several places to show that there were no posted speed limit signs, and brought those pictures to court when I challenged the ticket and the judge dropped the ticket.This isn’t truly great in the grand scheme of things, but for a moment I felt like I had just won the greatest legal case in history.
The congregation of the First Church of Cannabis, who call themselves Cannaterians, wanted to use cannabis during their service, but the courtsdismissed their case. While they did try to find a loophole for smoking weed in a church during service, the court ruled that not allowing them to do so did not infringe on their religious freedom.
Pay off a insurance company 5 dollars a week untill it took so l long they settled the debt 2k less than what I owed. They couldn’t take me to court as long as I paid something.
I got a refund on a non-refundable flight with Delta. Normally if you cancel a non-refundable flight, they will only give you the value back as a voucher to use on another flight.I booked a non-refundable flight that I didn’t need to take then cancelled it and got the voucher for the amount for that flight. I used that voucher and booked a refundable flight then cancelled it. It gave me the option to refund it back to my credit card and it let me do it so I got my money back instead of it being applied as a voucher again.
Oregon doesnt care about misdemeanors from other statesI had arizona ruin years of my life for small weed chargesOregon cops run my name, hear i have a warrant, and then we have a laugh and then we split ways.
Air BnB related:If someone messages you about having more guests over than what you specified on the booking and claim they have you on camera, check to see if they disclose cameras on the property. If not, you do not have to pay for the nights you stayed.
Cruiseship casino: I was gifted 200$ in credit to pay for ship extras/activities when I ordered my cruise package.When I got to the casino I realized you could load that credit into the slot machines.After one round of testing with depositing a small amount and immediately cashing it out worked, I went back and came out of the casino with 2 crisp 100$ bills never placing a bet.
Old LL tried charging me a cleaning fee when i moved out for some very minor things, like hair on the window ledge? I had spent the whole weekend before i moved out cleaning the place so i know it wasnt in bad shape at all. I’m guessing they were going to have cleaners come anyway and wanted to find any reason to charge me.Long story short, I fought it and won because local law said they had to send a claim via certified mail within 30 days, and all our communication was done via text or email.
To help build your kid’s credit, make them an authorized user on your cards. Don’t actually let them use it but your use and payment on your card seems to transfer to the kid. Step-son had a 730 credit score at 21 without ever taking out any cards/loans himself.Another credit tip…if you file bankruptcy and need to build credit AND have some cash, take out a secured loan with a bank/credit union. You have to front the money in a savings account and make payments but there is no reason to get turned down and it rapidly builds your credit back.
Dismounting my biscycle near a zebra crossing turns me into a pedestrian who suddenly has the right of way, because I’m at a zebra crossing. This superpower will stop a Dodge friggin RAM! (btw I’m Dutch).
I went to Hawaii all expenses paid for a job interview that I was not qualified for. 3 nights at a decent hotel and free airfare.
In college, I lived with my gf. We had renters insurance that I managed.I left for 6 months to go to grad school in a different state, but only took a portion of my things.She moved into a different place with a friend of hers. They decided that her friend would keep her rental insurance because it was cheaper.They had a pipe burst while they were out of town for a few weeks and lost everything.Turns out, her friends policy was cheaper because it was capped at 10k.I’m lazy. I never called my insurance company to cancel my policy.Mid way through their flight over the money, I called my company and said hey, I moved but didn’t tell you, am I still covered? They were like ‘sure, we insure your stuff, not the building ‘.The claim ended up being close to 50k and was a nice way of replacing all my old c**p from college before starting real life.Also, for the same claim, the adjuster got so tired of reviewing receipts they just paid the max and let it go.
I had Domino’s pizza app and they had a short lived code for a week mid pandemic for 50% off. They pulled the coupon but I saved the code. I manually input it every time I ordered. It worked for a year and a half and I saved a bloody fortune on pizza. It did sting alot afterwards having to look at regular price for a pizza. I did Friday pizza night every week for the family so it added up quickly.
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At one point, there was a statute in Virginia that essentially said if there was no one manning the booth to get on the toll road, you were not responsible for a fine if you ran it (because otherwise you had to have exact change). But in my area, they ended up completely unmanned after a certain hour, so I had a letter I provided my friends as a template so that they could completely avoid this hefty fine. Worked for all of us.
Fines just mean legal for a price.
In college, I found out that placing a dime in the dorm basement vending machine and pressing the coin return immediately returned a quarter. Paid for a lot of laundry with that hack.
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You can legally buy magic mushroom spores on the clear web.Growing them from spores>mushroom is the “illegal” part, and it’s also trivially easy (they grow in cow s**t for crying out loud).For $50 of supplies you could - in theory - have a lifetime of medicine. r/unclebens.
Not a legal loophole, but a business one.The New York Yankees in their late 90s heyday had a trick to get playoff and world series tickets. Since orders were taken over the phone and batch processed over night, there would inevitably be data entry errors or over limits that would kick a sale back and those tickets back into the available pool.Simply calling at opening the day after tickets went on sale got us tickets to every post season game we wanted to go to for years until they switched to real time credit card processing.
If you move from the USA to another country, your credit score doesn’t transfer and you can start over without whatever medical/student loan/any other debt you have. Obviously not an option for a lot of people, but hey.
You can get college credit in high school and you don’t have to pay for it.
My brother is one to always look for deals. Years ago he stumbled across this deal for movie tickets to a certain theater chain. But this was large number of tickets that were all about to expire the next day and be worthless. Sluething around online he Somehow found a way to renew all these movie Tickets at no charge. He bought $1500 worth of movie tickets for about $5. We saw so many movies that year.
You can experiment on yourself all you want and don’t need legal permission to do so.
UK focused, I have zero idea about other countries.Paying yourself dividends from your company is taxed at 8.5% if you’re a basic rate tax payer (below 33.x thousand a year), 33% when you’re a higher earner. So it’s sensible to pay yourself dividends instead of a wage in most cases. As someone with a full time job and 2 small businesses I operate, it has made my year to learn this. Now I can top up my pay from my job with dividends and pay less tax than if I paid myself a wage or worked more hours as my traditional job.
When I turned 18 in Louisiana, it was illegal for me to buy alcohol BUT not illegal to be sold alcohol.So everyone 18 - 20 could buy drinks no problem - and did. No problem with bars, drive through daiquiri, beer barns etc.I don’t think it changed for decades or more.
A cop in Toronto told me this one, and it worked. Not sure if it still works with apps.I parked on a street many years ago in Toronto with a machine to put in money and get a receipt.If you don’t pay at all, they tow your car.If you pay for 15 minutes, you get a ticket.If you have US plates on a car, the parking ticket doesn’t cross the border. .
Lying on your resume is fine.
My wife got a red light camera ticket with her picture taken but it was issued to me since the car was registered under my name. I did some research and decided to fight it. Went to court and said the magic phrase, mistaken identity. The judge took a look at the picture and at me. Dismissed the case. .
Work for lawyers and get paid to get legal advice.
Not really a legal loophole but more a poorly programmed mobile app. Me and my coworkers used the subway app for our lunch, it would generate 1 coupon per day. Most of these coupons werent that great however there was a rare 50% off coupon that had like a one in 10 chance of ‘spawning’. The trick was this app just checked the local device time so if you switched the date a day forward you would get a new chance. Needless to say my coworkers and I always showed up with the 50% off coupon untill they deprecated the app for a new system. Was fun while it lasted 😆.
I am convinced at this point that jury duty is voluntary and the legal “threats” for not showing up are completely empty. Given that nearly half of Americans just throw the summons in the trash, there is no real way for the legal system to realistically crack down on this.
If you own a business that manufactures goods especially clothes or whatever you should have 2 companies one in the states (assuming you’re american) and one in the cayman islands.Your american company will make the product then pay huge fees to your shell company on the island to use their logos on your products thus sending the majority of your money over there where you pay basically zero taxes on it and the IRS won’t be able to do s**t about it since all that money is in an offshore account.
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